Has a creditor placed inaccurate information on your credit report? You can make them remove it.

Contact Us for a Free Consultation

Credit Reporting

In today’s world, your credit report is essential to your ability to live a successful life. I will work to make sure that creditors never report false information on your credit report. I will never charge you a dime unless I recover your money from a creditor.

Under the Fair Credit Reporting Act, it is illegal for a creditor to report negative information on your credit report if it knows or has reasonable cause to believe that the information is not accurate.

A creditor also must correct any information that results from identity theft. If you submit an identity theft report to a company that has reported a fraudulent account on your credit report, the company must remove the account from your credit report.

If there is false information on your credit report, you are entitled to submit a dispute to the credit bureau. Once the credit bureau receives the dispute, the credit bureau must forward the dispute to the creditor that reported the false information. If the creditor negligently fails to conduct a reasonable investigation and remove the inaccurate information, you have a right to sue the creditor to recover any damages that you suffered as a result of the creditor’s failure to conduct a reasonable investigation and remove the inaccurate information.

If you engage me as your attorney, I will walk through your credit report with you page by page. If there is any information that is inaccurate, I will help you prepare a dispute to submit to the credit bureaus to get the information corrected. You can have inaccurate information removed from your credit report!

If you submit a dispute and the creditor fails to conduct a reasonable investigation and remove the inaccurate information, I will help you bring a lawsuit against the creditor for violation of the Fair Credit Reporting Act.

I will never charge you a dime unless I recover money for you from a creditor.

What Causes Errors or Mistakes on Credit Reports?

Mismerge

This is where two people with the same or similar names end up with each other’s information on their credit reports. Some examples include when juniors and seniors live in the same town or individuals with the same name in different areas.

Identity Theft

If identity theft has affected your credit report you have the right to have it fixed!

Lender Errors

There are times when a lender will not post a timely made payment until after the due date. This results in late reporting. Your fault? Certainly not. Your problem? Unfortunately, yes.

Plain Old Neglegence

Lenders make reporting mistakes that can affect your credit. You have a right to have it fixed.

We Fight For Our Clients.
We Never Charge You a Dime Unless We Recover You Money
Call Now For A Free Consultation at 407-913-6800